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Viewing posts for the category FAQ Seller

What is a contract contingency?

August 10, 2011

A contract contingency in a real estate transaction is a written condition that must be met in the purchase agreement before the property can sell.  

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What is title insurance?

August 7, 2011

According to the California Department of Insurance, Title insurance is a contractual obligation that protects against losses that occur when title to a property is not free and clear of defects (e.g. liens,  encumbrances and defects that were unknown when the title policy was issued).

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What is escrow?

August 6, 2011

Escrow is a service which provides the public with a means of protection in the handling of funds and/or documents. Escrow enables the buyer and the seller to transact business with each other through a neutral party, thereby minimizing their risk.

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What is a balloon payment mortgage?

August 5, 2011

A balloon payment mortgage is a type of mortgage that does not fully amortize over the term of the loan.  

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What does it mean to be in default?

August 4, 2011

To be in default on a real estate mortgage means that a borrower has ceased to make their required monthly payments.

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What is the loan principal?

August 4, 2011

The loan principal is the total amount of money owed on a loan.  On a standard, fixed-rate, fully amortizing loan, your loan principal will gradually go down as you make your monthly payments.  

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Our initial experience with you, especially with your demonstrable expertise, knowledge, and willingness to both educate and work with us regarding the market and related considerations particular to Coronado, resulted in a gratifyingly helpful and positive experience for us.

—Robert R. READ MORE