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Viewing posts for the category FAQ Buyer

What is a CAP rate?

July 30, 2011

In commercial property, the value of the property is often computed not by sales comps, but by a "cap rate."  

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What are "comps"?

July 29, 2011

Realtors use "comps," a shortened term for comparable sales, to establish the value of a home through a Comparable Market Analysis.

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What happens if a house doesn't appraise?

July 29, 2011

It is not at all uncommon for appraisals on houses to come in low in this market.  There are a number of reasons that appraisals come in low, and only a few things you can do to fix the problem.

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FAQ: What does loan amortization mean?

July 28, 2011

Amortization is one of the ways a loan can be set up and it involves repaying a loan in equal installments.  

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FAQ: What is a subprime mortgage?

July 28, 2011

The term subprime loan is used quite a bit in the media to describe the recession.  However, many people do not know exactly what that term refers to.

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FAQ: What does "Arms Length Transaction" mean?

July 28, 2011

Frequently during an escrow on a short sale, Lenders require both Buyers and Sellers required to sign disclosures called an Arms Length Transaction.  

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